Does Your Dental Insurance Cover All Procedures?

It is important that your dental insurance cover all procedures. Oral emergencies can occur at any time. Being covered for all procedures can ensure that you receive the treatment that is needed, and also saves you money. Routine preventative and diagnostic care is essential.

With new technologies, dental concerns can be detected at an early stage before major problems occur. Your dental issues will be treated with precision and provide impressive customized restorations. With new technologies, the patient is given the best care and treatment possible.

Dental Insurance

Most dental insurance plans pay 100 percent of the cost for preventive and diagnostic care, which include checkups, cleanings, and x-rays. Some dental insurance plans limit the number of preventive care procedures annually. Other procedures may be covered, but the insurance plan may not cover 100 percent of the cost.

Image Courtesy of Family Cosmetic Dentistry

Insurance plans usually cover about 70 to 80 percent for basic procedures such as fillings and extractions, and about 50 percent for major procedures such as crowns, bridges, and root canals. Dental insurance plans may not cover 100 percent of the cost for some procedures, but it is important to be covered because it can cut the cost in half and save you money.

Preventive and Diagnostic Care

Preventive care is critical. Preventive care improves the chances of catching any oral problems before they get too serious. It is important to see a dentist at least twice a year, for checkups and cleanings. New technologies allow early detection of dental issues and will enable dentists to treat those issues with precision and provide attractive restorations. Most Insurance plans pay 100 percent of the cost for preventive and diagnostic care, so that means no out-of-pocket expense for you.

Procedures that are not covered

Most dental insurance plans do not cover anything cosmetic, such as dental implants, teeth whitening, or veneers. Pre-existing conditions are usually not covered. If you have a medical condition that caused tooth loss, or any dental issues that are medically necessary, it may be covered under your medical insurance. It is important to check and see exactly what your dental insurance covers and if there are any issues that are covered under your medical insurance.

Image Courtesy of All Smiles Dentistry

Knowing what procedures your dental insurance cover can save you from headaches in the future. Emergencies can occur at any time. Dental procedures can be costly, and without insurance, it may be impossible to receive necessary treatment. Remember that most dental insurance plans cover 100 percent of the cost for preventative care. Receiving preventive and diagnostic care can prevent you from developing those serious conditions that are more expensive, and that will cause you out-of-pocket cost.

For more information on dental insurance, or if you are looking for the right dental insurance, contact us now! Go with Christ and God bless!

Leave a Reply

Your email address will not be published. Required fields are marked *